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Your Debt Counselling Expert

Alain is a seasoned professional in the debt counselling industry, boasting over a decade of experience, particularly in personal financial debt management. His expertise has been instrumental in his role as a corporate solutions counsellor, where for the past eight years, he has collaborated closely with the City of Cape Town's Lifestyle Management and Wellness Department. Alain's commitment to financial education and debt counselling is evident in his active participation in numerous events, delivering talks and presentations that offer valuable guidance on personal financial debt management.

His presentations cover a wide range of debt management solutions, including navigating Default Judgments, responding to Summons, understanding Debt Administration and Garnishee Orders, as well as addressing Section 129 letters, Legal Action and Repossessions. Alain also educates on Formal Debt Review or Debt Counselling, Reckless Lending, and Prescribed Debt among other topics. His goal is to enhance awareness and provide education on the financial debt management solutions available, catering to both individual consumers and corporations, in accordance with the guidelines of the National Credit Regulator (NCR) and the National Credit Act (NCA).


Our Expertise

Credit Analysis

Know your credit status and thrive financially. Better Understand your Risk Profile in relation to your Credit Score.

Debt Analysis

In-depth consultation with a registered debt counsellor to discuss your unique debt situation.

Debt Management

Consultation topics include Debt Counselling or Debt Review , Reckless Lending and Debt Restructuring.

Asset Protection

Car and Home Repossessions, Accounts Handed Over, Legal Summons & Warrant of Execution.

Credit Bureau Disputes

Credit Bureau Disputes, Accounts Paid Up, Adverse Listings, Clearance Certificates, Prescribed Debt, Default Judgements.

Consumer Protection

Section 129 letters, Harassment from Debt Collectors and laywers, get to know your consumer rights.

Personal Information Disclaimer

ALRX Debt Consulting (PTY) Ltd is a registered Debt Counselling Company (NCRDC 3731)

All your information is private and confidential under the provisions of the POPI Act.

By providing us with your ID number and personal information your grant ALRX Debt Consulting (PTY) Ltd permission to pull your credit report and conduct your free debt assessment.

We utilize VeriCred Credit Bureau, please note that your assessment will be regarded and listed as a “consumer enquiry” on your name and will not affect your credit rating or risk profile in any manner.

The only purpose is to recommend the best possible debt solution for your unique situation.

Thank You for providing me with your details.